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Crosspoint Formations — Incorporate in Canada & the US as a Non-Resident
Canada & USA · For non-residents

Open your company
in Canada or the US —
from anywhere.

No Social Security Number. No flying in. No local partner. We incorporate your company, get your tax number, and get you a real business bank account — done for you, end to end.

Incorporation + tax number Banking included 100% remote
If you’re a founder outside North America

You’ve hit the wall everyone hits.

💳

Stripe & PayPal say no

The platforms you need to get paid want a US or Canadian company you don’t have yet.

🏦

Banking feels impossible

Every guide assumes an SSN, a US address, or a visit in person. You have none of those.

🌀

The advice contradicts itself

LLC or corporation? Which state? What about taxes and the dreaded Form 5472? Nobody gives a straight answer.

What you get

One service. The whole journey.

We handle every piece a non-resident founder needs to be open and getting paid — so you never assemble it from ten different websites.

01

Your company, formed right

A US LLC/Corp or a Canadian (BC/Ontario) corporation — chosen for your business, not a template.

02

Tax number sorted

EIN without an SSN (US) or CRA Business Number (Canada), handled for you start to finish.

03

A real bank account

We match you to the right bank and apply on a prepared file — not a guess that gets rejected.

04

Ready to get paid

Connected to Stripe, PayPal, or Shopify so you can invoice in USD or CAD from day one.

The part everyone else gets wrong

We don’t have one bank. We have four.

Most formation services introduce you to a single bank. If it declines you — and for non-residents it often does — you’re stranded. We line up several and keep going until you’re banked.

Mercury Relay Airwallex Wise Business

One rejection isn’t the end — it’s just the next door we open. That’s a promise the big single-partner platforms can’t make.

How it works

Four steps. We do the work.

1

Free 15-minute call

Tell us where you’re based and what you’re building. We confirm exactly which country, structure, and banks fit — before you pay anything.

2

We form your company

Incorporation filed, documents and tax number secured. You send a passport and a few details; we handle the rest.

3

We get you banked

A prepared application to the right bank, with backups ready. Typically live within days.

4

You start trading

Company, tax number, and bank account in hand — connected to your payment platforms and ready for customers.

Simple, all-in pricing

No hidden “registry fees.”

Canada

$899 + gov fees
BC or Ontario corporation
  • Provincial incorporation
  • CRA Business Number
  • Registered office address
  • Banking setup included
Start with Canada
Most chosen

United States

$799 + state fees
LLC or C-Corp, any state
  • Company formation
  • EIN without SSN
  • US business address
  • Multi-bank concierge
  • Stripe connection
Start with the US

Cross-Border

$1,999 + gov fees
Canada + US entities
  • Both companies formed
  • Both tax numbers
  • Banking in both countries
  • Structure advice for your model
Go cross-border

Placeholder pricing — set your own after validation.

Questions

The things you’re wondering.

Yes. A non-resident can own a US LLC outright, and can be the sole director and shareholder of a corporation in Canadian provinces like BC and Ontario. We handle the filing remotely.

No. We obtain your EIN without an SSN, and the banks we work with onboard international founders on their passport and company documents.

That’s exactly why we line up several. We move to the next bank and re-apply, and even in the worst case you’ll be able to receive USD or CAD while we work the stronger options. We never guarantee approval — the bank decides — but we maximize your odds.

Incorporation is fast; the longer step is usually the EIN for non-residents. Most clients are formed and banked within a few weeks, and we start every clock as early as possible.

It depends on your customers, payment platforms, and tax situation. That’s the first thing we sort out on the free call — honestly, even if the answer is “neither yet.”

Stop reading guides.
Let’s open your company.

Book a free 15-minute call. We’ll tell you exactly which country and banks fit your business — before you pay a cent.

Book my free call or message us now WhatsApp us
Crosspoint Formations

hello@crosspointformations.com  ·  WhatsApp +1 647 915 0986

Disclaimer: Crosspoint Formations is a business-formation and banking-facilitation service, not a bank, law firm, or tax advisor. We prepare and submit filings and introduce clients to third-party financial institutions; account approval is determined solely by each institution’s own criteria. Eligibility varies by country of residence and business type.

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